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How It Works
Frequently asked questions
General
01
Do I need good credit to qualify?
No. Approval is based primarily on your income — not just your credit score.
02
Does checking eligibility affect my credit?
No. Checking eligibility does not impact your credit score.
03
How much can I get approved for?
Most applicants are approved between $1,000 – $10,000, depending on income and profile.
04
How fast is the process?
The process is quick. Many applicants receive a decision shortly after applying.
05
What do I need to qualify?
You’ll need steady income, direct deposit, and to be a U.S. resident.
06
How do I get started?
Simply click Apply and complete the short form to check your eligibility.
FAQ
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